Wednesday, February 29, 2012

Wells Fargo, Goldman informed may face SEC action (AP)

[unable to retrieve full-text content]AP - Wells Fargo & Co. and Goldman Sachs Group Inc. said Tuesday they may face federal enforcement action by the U.S. Securities and Exchange Commission related to mortgage-backed securities.

Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/ap/20120228/ap_on_bi_ge/us_wells_fargo_wells_notice

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Tuesday, February 28, 2012

Are We Safe During the London Olympics?

From July 27 to August 12, the 2012 Summer Olympics will take place in London, England, making London the first city ever to host the Games three times.

It?s certainly an honour for the city ? but what does it mean for the Londoners? With so many people coming to the city, we have to ask, ?Will we be safe during the London Olympics??

The venues

While it?s certain that the Olympic visitors will in no way restrict themselves to just watching the games, with all the other wonderful sights that London has to offer, it?s also taken for granted that the greatest concentration of crowds will occur at the Olympic event venues.

Naturally, these areas will pose the greatest security risks:

? The Olympic Zone. The opening and closing ceremonies will be held in the Olympic Stadium.

Other sports to be held in this area are athletics, fencing, handball, and modern pentathlon (fencing), cycling (BMX and track), field hockey, pool sports, basketball, and handball.

? The River Zone. This includes four venues in the Thames Gateway area. The sports to be played here are boxing, wrestling, fencing, martial arts, table tennis, weightlifting, equestrian, modern pentathlon (riding, running, shooting), basketball, and gymnastics.

? The Central Zone, the venues of which are spread across west and central London ? including Hyde Park, Wembley Stadium, and Regent?s Park ? will feature tennis, volleyball, triathlon (swimming), archery, marathon running, road cycling, badminton, gymnastics, archery, and football.

? Outside Greater London. These venues include Dorney Lake for rowing and canoeing, Hadleigh Farm for mountain biking, Lee Valley White Water Centre for slalom canoeing, Weymouth and Portland National Sailing Academy for sailing, and Brands Hatch for the Paralympics road cycling.

Transportation

As far as crowds go, it?s not just the venues themselves we need to be concerned about.

People will need a way to get from here to there.

When we made the bid for holding this Olympics event in London, the city?s public transport system received a poor score in the International Olympic Committee?s evaluation.

It was assumed, but not guaranteed, that the transportation condition would be improved in time for the Games. The East and North London lines, as well as the Docklands Light Railway, are to be upgraded and expanded. There is also the much-touted Olympic Javelin service.

But how sufficient all these upgrades will be when the Olympic crowds arrive remains to be seen.

Precautions

Having said that, here are some safety precautions to take if you plan to watch the London Olympics:

? Keep your bags zipped. Avoid taking out valuables such as your MP3 player, mobile phone, or wallet.

? If you find an unattended bag or package, let the police know about it immediately. Do the same if you see any other suspicious activities.

? Do not use earphones while in transport. These restrict your hearing and can delay your reaction to sudden danger signals.

? If you take your bike, park it properly and keep it locked. ? Do not be tempted you to take an unbooked minicab, despite any difficulties in transportation. These services are unsafe and uninsured. There are plenty of reputable London minicabs offer their services, which you can book in advance through licensed operators.

Source: http://leisure.ezinemark.com/are-we-safe-during-the-london-olympics-7d344c093866.html

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Home Improvements - Professionals Or DIY | instant online article

There are lots of reasons why you might be considering improving your home. You have to live in it, after all, and if some part of your home seems to be getting past its sell-by date then it?s natural to want to replace it. Also, many home improvements can increase the value of your home by significantly more than the improvement itself cost.

Some of the most common home improvements are new bathrooms, new kitchens, and extensions to add extra rooms such as bedrooms, a study or a conservatory. There are also plenty of home improvements you can do that are less visible, however, such as improving your plumbing or electrics.

When you start to undertake any home improvement project, the first decision you have to take is whether you will do it yourself or hire a professional. While DIY can save you money in theory, you will often find that the savings are minimal, as you will not get good prices on materials and will have to spend much more time on the improvements than they would otherwise have needed. You can do well at DIY, and it can be fun, but don?t try to run before you can walk: do small projects first, and gradually build up from there, instead of starting out with a grand design and no idea how to achieve it.

If you?re mainly doing a home improvement because you think it will add value to your home, make sure to check that it actually will. People are often shocked to discover that the value of their house goes down when they build rooms over their garden, for example, as the garden space was actually more valuable than the extra room that has been added. In most cases, the best thing to do is to add improvements that you actually find useful, not ones that you think someone else will like: if you like them, the chances are that the housing market will too.

If for any reason you want supplementary information about eczema there is loads of information not outlined in this article, find those details at Author?s website to discover more.

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Source: http://www.aboutall.org/?p=34046

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Monday, February 27, 2012

Microsoft Xbox 360 Wireless Controller for $30 + free shipping

newegg offers the Microsoft Xbox 360 Wireless Controller in Black, model no. NSF-00001, for $29.99 with free shipping. That's the tied with our October mention and lowest total price we could find by $3. (We did see it for $18 less in July, but that was likely a price mistake.)

Source: http://dealnews.com/Microsoft-Xbox-360-Wireless-Controller-for-30-free-shipping/553131.html?iref=rss-c450

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Sunday, February 26, 2012

inside the lungs. It really is contracted by swallowing or breathing in ...

As with all cancer growth, it manipulates the integrity of cell walls, mutating the human form. Mesothelioma cancer begins inside the lungs. It really is contracted by swallowing or breathing in asbestos fiber, that are so modest, that the naked human eye can not see them. It takes a lengthy time for mesothelioma cancer to set in. In some reported ipage coupon code situations, it has taken tens of years for a victim to realize they have this cancer. This can be among the factors it can be so deadly, taking host to additional than three,000 per year.

When getting treated for mesothelioma cancer, a patient will undergo various types of therapy. The most typical form consists of a series of x-rays, CT scans, and MRIs. Moreover, you might get that a medical doctor could possibly advise biopsies to assist in figuring out which type of therapy program will work finest for you. As no one individual is the similar as a further, nor is therapy and it will differ from 1 patient to a further. An oncologist or physician will help you to determine what functions finest together with your body to meet your demands.

Moreover, surgery, radiation therapy, and chemotherapy have been recognized to assist inside the fight against cancer. This can be the same with mesothelioma cancer therapy. Once you began therapy, you are going to find out that the object of this therapy is finding and get rid of any and all tumors. The selection of theory aids by solving the question of exactly where they are situated, plus the spread of each and every tumor. You can get my symptoms that may be relieved by following a doctor?s orders, and attending these therapy sessions.

In this distinct cancer, a victim might get difficulty in breathing, chest discomfort, and harsh stomach aches. As a outcome, depression is most likely, and fighting off illness is going to be additional tricky than usual. If you ever get yourself with these or other symptoms, you ought to seek support from your medical doctor or physician straight away.

Malignant mesothelioma can be a cancer of mesothelial cells, and impacts the pleura and peritoneum inside the 80% and 20% in the situations respectively golfnow promo code It commonly occurs in people who?ve been exposed to asbestos in their workplace at least 15 years before the diagnosis, despite the fact that sometimes the illness has been created in people with exceptionally small to none exposures. In truth, the relationship amongst malignant mesothelioma and asbestos exposure was initial described in 1960 by Wagner and colleagues in South African crocidolite miners.

The incidence of mesothelioma is recognized in countries where there is certainly a national registry of this illness. Thus, the figure ranges amongst 14.2 and 2.5 situations per million in males and women, respectively, inside the United States, 66 and 7 per million in Australia. In Spain for example there is certainly no record of such occupational diseases. In a study conducted in Catalonia amongst 1983 and 1990, there was an attributable mortality rate of malignant mesothelioma per 100,000 situations of 0.83 and 0.47 in males and women respectively. In patients living in Barcelona and Cadiz with malignant mesothelioma, 62% of situations may very well be associated to occupational exposure to asbestos, whilst the remaining 38% may very well be due to domestic or environmental exposures. The truth that mesothelioma can take place as a result of environmental exposure to asbestos is recognized, as described in populations living near asbestos mines in places where the houses had been painted with paint containing tremolite or in regions with high amount of the silicate inside the soil.

The fiber appears to become related with this tumor are amphiboles, whereas chrysotile, despite getting essentially the most normally inhaled fibers, seems to become of danger. In Spain, the published series of malignant mesothelioma are concentrated in substantial cities, given that, logically, is where there is certainly a higher industrial exposure to asbestos play minecraft for free Patients commonly present having a persistent pleural effusion as well as a computed tomography is put to use to reveal pleural lesions that might lead to a appropriate diagnosis of mesothelioma. This, even so, demands pleural biopsy utilizing thoracoscopy that has a yield above 90%.

Malignant mesothelioma invariably progresses to death of patients having a median survival of 7 months. With existing evidence, neither radiotherapy nor chemotherapy nor surgery have shown any improvement inside the prognosis of these patients. Today new remedies are getting tested, because the introduction of intrapleural cytokines, photosensitization mesothelioma cell or gene therapy, with no conclusive results to date. The involvement of patients diagnosed in Spain in research scientific studies of new therapies demand cooperation amongst centers to study a sufficient number of patients.

Source: http://whatcauseslowbloodsugar.com/inside-the-lungs-it-really-is-contracted-by-swallowing-or-breathing-in-asbestos-fiber-that-are-so-modest-that-the-naked-human-eye-can-not-see-them-it-takes-a-long/

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Saturday, February 25, 2012

We the People: Income tax legislation Clears Finance Committee ...

The Senate Finance Committee has approved two measures reforming Oklahoma?s income tax laws. Legislation approved by the committee on Tuesday includes Senate Bill 1623, by Sen. Mike Mazzei, R-Tulsa, and Senate Bill 1571, by Sen. Clark Jolley, R-Edmond.

SB 1623 lowers the state income tax over a two-year period and eliminates most special interest tax preferences. Mazzei said the bill is the result of the Legislature?s Task Force on Comprehensive Tax Reform.

?As these measures move through the legislative process, lawmakers will have ample opportunity for careful consideration and deliberation,? Mazzei said. ?Each bill embodies the belief that lowering taxes and enabling Oklahomans to keep more of their hard-earned money while continuing to fund core state functions will result in job creation and greater economic growth for our state.?

Sen. Clark Jolley, Senate Appropriations Chairman, is author of SB 1571, also known as the OCPA/Laffer Plan, to phase out the state income tax.

?The committee vote was a crucial step for all of us who believe eliminating the income tax is the right thing to do for Oklahoma,? Jolley said. ?Tuesday?s committee action means meaningful dialogue and debate can continue as we work to create greater prosperity for our citizens.?

SB1623?SEN. MIKE MAZZEI

? Lowers the personal income tax rate from 5.25% to 4.75% over two years

? Maintains revenue neutrality by eliminating most special interest tax preference items

? Eliminates the personal exemption for single filers making more than $30,000 and joint filers making $50,000 or more

? Reduces the corporate income tax rate from 6% to 5.5%

? Eliminates the franchise tax and allows the business activity tax to expire

? Maintains revenue neutrality by eliminating corporate tax credit items

? Establishes a trigger to lower the income tax rate to 4.5% upon 4% revenue growth.

? FY2013 revenue increase of $3,344,000 (Oklahoma Tax Commission est.)

? FY2014 revenue decrease of $2,668,000 (Oklahoma Tax Commission est.)

? FY2015 revenue decrease of $39,000 (Oklahoma Tax Commission est.)

SB1571?SEN. CLARK JOLLEY

? First year decrease from 5.25% to 2.25%

? Yearly reductions of .25 until income tax eliminated in 2022

? Eliminates all income tax credits, deductions, exemptions and exclusions for individual income tax filers beginning with tax year 2013

? No tax imposed on single filers with taxable income of $8,700 or less and for married filers with taxable income of $15,000 or less

? Addresses dedicated funding for TRS, ROADS, OHLAP and Ad Valorem Reimbursement from all major tax revenues

? FY2013 revenue decrease of $260 million (Oklahoma Tax Commission est.)

? FY2014 revenue decrease of $779 million (Oklahoma Tax Commission est.)

? FY2015 revenue decrease of $1,118 billion (Oklahoma Tax Commission est.)

Both measures now move to the full Senate for further consideration.

Source: http://okgovwatch.blogspot.com/2012/02/income-tax-legislation-clears-finance.html

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Source: http://resilientresins.com/437/we-the-people-income-tax-legislation-clears-finance-committee/

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Sears to spin off some stores, reports 4Q loss (AP)

[unable to retrieve full-text content]AP - Sears Holdings says it will separate its smaller Hometown and Outlet stores as well as some hardware stores in a deal expected to raise $400 million to $500 million as it seeks to regain profitability and market share.

Source: http://us.rd.yahoo.com/dailynews/rss/earnings/*http%3A//news.yahoo.com/s/ap/20120223/ap_on_bi_ge/us_earns_sears

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Friday, February 24, 2012

Iowa Workers Compensation & Personal Injury Attorney James P ...

During a free legal consultation, I?ll listen to a case and devise a legal claim. My services are committed to finding the justice that victims of wrongdoing deserve.

Keokuk, Iowa (PRWEB) February 24, 2012

Attorney at Law James P. Hoffman is now offering free consultations for injured individuals and employees seeking personal injury and Iowa workers compensation in Keokuk, Iowa, and the surrounding areas. A personal consultation with Iowa workers compensation Attorney James P. Hoffman provides legal advice and options for all types of serious job-related injuries and medical issues. Mr. Hoffman?s free consulting services review personal injury, workers compensation and social security disability cases.

Legal representation with the law offices of James P. Hoffman begins with an initial one-on-one professional consultation free of cost. Mr. Hoffman specializes in Iowa workers compensation, personal injury and social security disability in the entire state of Iowa. He is qualified to represent social security disability cases in Illinois and Missouri. He provides legal consulting and expertise for anyone who has been injured or has major health care issues as a result of negligence.

?I work hard to achieve financial compensation for victims of job-related injuries and negligence,? says Attorney James P. Hoffman. ?During a free legal consultation, I?ll listen to a case and devise a legal claim. My services are committed to finding the justice that victims of wrongdoing deserve. With every case, I?lll maintain the highest standards, work ethic, integrity and honesty.?

The goal of a James P. Hoffman?s initial consultation and professional legal counsel is to devise a plan for settling personal injury cases fairly and swiftly. He strives to resolve physical, emotional and financial crises as quickly as possible. During a consultation, James P. Hoffman makes sure to discuss all the important issues including legal repercussions, safeguarding a victim?s legal rights, acceptable medical care, monetary protection and financial compensation. Personal injury representation includes automobile, motorcycle and truck accidents. Mr. Hoffman is legally equipped and prepared to take cases to the courtroom to fight for rights and obtain financial compensation if necessary.

About Attorney James P. Hoffman:

James P. Hoffman is an experienced Iowa workers compensation attorney who is qualified to handle state- and federal-court cases. Attorney James P. Hoffman has been recognized for earning an AV Rating in the Martindale-Hubbell Law Directory and reaching the height of legal excellence. He has Bar Registry of Pre-eminent Lawyers certification and is named as one of the American Trial Lawyers Association?s Top 100 Trial Lawyers. Mr. Hoffman is a member of several elite legal associations and the Million Dollar Advocate Forum. To learn more about Mr. Hoffman?s education, skill and experience, visit http://www.jamesphoffman.com/.

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Article source: http://www.prweb.com/releases/2012/2/prweb9184966.htm

Tags: personal injury

Source: http://injuryattorneyatlanta.net/personal-injury/iowa-workers-compensation-personal-injury-attorney-james-p-hoffman-now/

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Wednesday, February 22, 2012

Monitoring of Muslim students sparks outrage (AP)

[unable to retrieve full-text content]AP - Yale University is objecting to the monitoring of Muslim student association websites by the New York Police Department, while Muslim leaders call for investigations and student groups at Rutgers University express outrage.

Source: http://us.rd.yahoo.com/dailynews/rss/religion/*http%3A//news.yahoo.com/s/ap/20120221/ap_on_re_us/us_nypd_intelligence_universities

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CBD Belapur Navi Mumbai Property, Real estate, Flats, House ...

CBD Belapur Navi Mumbai Property, Real estate, Flats, House, Apartment, Residential and Commercial Land to sale or rent in India, at aawas.in

CBD Belapur Navi Mumbai Property, Real estate, Flats, House, Apartment, Residential and Commercial Land to sale or rent in India, at aawas.in

Source: http://ssalunkhe.typepad.com/blog/2012/02/cbd-belapur-navi-mumbai-property-real-estate-flats-house-apartment-residential-and-commercial-land-to-sale-or-rent-in-in-1.html

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Egyptian lawmakers intervene to allow expelled Christians to return home

A parliamentary delegation met with locals yesterday in the village of Sharbat, where sectarian strife had led to the expulsion of eight Christian families.

Five of eight Christian families who were expelled from their village after sectarian strife in Egypt?s delta can now return, announced a parliamentary delegation that visited Sharbat yesterday to investigate.

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That some of the families may return is a positive development, but the continued reliance on informal mediation instead of the rule of law to end the crisis is worrying, says Ishak Ibrahim, a researcher for the Egyptian Initiative for Personal Rights. The original decision to expel the families was also made by an ad hoc council, a traditional system of local justice that often leaves victims of sectarian conflict little recourse.

?I think we need to apply the law. It?s a shame that members of the People?s Assembly use this illegal method? to address the results of the initial mediation, he says. ?They didn?t uphold the law and the state.?

On Jan. 27, following rumors of an affair between a Muslim man and Christian woman in Sharbat, villagers attacked and burned several Christian homes and shops. One Christian man fired a gun into the air during the confrontation, which Muslim residents said incited violence. Village leaders, at a series of unofficial reconciliation meetings overseen by police and governorate officials and some attended by members of parliament, decided that eight Christian families would leave the village.

All of the families were related to either the man who supposedly had the affair or the man who shot a gun. Those related to the shooter were the ones given permission to return.

The parliament members who visited yesterday represented a range of parties, both secular and Islamist. Members from Islamist parties were present at the initial ?reconciliation councils.?

They announced that the families of those related to the man who shot the gun during the attack could return, and asserted that they were never forced to leave in the first place but chose to leave for their safety.?The patriarch of the four families who may now return, Abu Suleiman, said this week that the committee told him he could leave the village or face continued attacks.

The statement by parliament members did not mention the remaining three families, and blamed media for exaggerating and worsening the situation. It also urged police to investigate the attacks on Christian homes and shops.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/HL2BX1KFenA/Egyptian-lawmakers-intervene-to-allow-expelled-Christians-to-return-home

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Sunday, February 19, 2012

Learn The Tips That Make Selling A Home Easy Credit Friendly ...

A great financial advisor, Raul Preskar, is an eminent writer of Uniited States. He writes for the financial sites with his effective ideas. People love to read his articles for having the right knowledge. To learn out more about cash payday loan,loans for Christmas, no credit payday loans please reading ?Instant Payday Loans On line Company? site.

If you?re going to sell real estate, you have to be prepared for a wide range of eventualities. You will enjoy a greater chance of overcoming obstacles along the way if you come prepared with knowledge from reputable sources. The selling tips provided here should help you attract a good profit for your sales efforts.

Small changes in the kitchen can pay off handsomely in your home?s value and appeal. For example, a replacement upgrade appliance can serve as a focus piece while updating the overall look. Wooden islands and hanging storage are popular choices for kitchen upgrades. Switching out cabinets is rather costly, so consider painting them to provide a fresh look.

The roof of your home is really important when selling, so make sure that the roof is sturdy, free of leaks and free of rot. A roof that is in need of major repairs could be a major deal-breaker for buyers. If you cannot fix the roof prior to putting the home up for sale, offer a discount on the sale price to the buyer to cover this.

Make sure you clean your cabinets thoroughly on the outside and the inside. This means dump the clutter in the drawers and clean below your kitchen sink! Buyers are going to look under the sink for leaks and might even open drawers, so make sure everything looks perfect.

When selling a house, clear as many items out of it as you are able to, even if you still live in the home. Prospective buyers must be able to come in and envision themselves living in the home, which is difficult if you have all of your furniture and personal belongings filling up each room. Besides, you?ll knock out some of your packing ahead of time, leaving less work for you later.

You should make certain that any information that a potential buyer might be interested in is readily available. Make a list of the contractors that have done work on the home and the work that they have done. That way, buyers will be able to see that the house has been properly maintained.

Credit Finance

Use Twitter or Facebook to advertise your agency or property. Tweet and post information of interest to home and property seekers, such as real estate purchase tips, home improvement tips, new property listings, and coming promotions.

Seasons influence the housing market in certain areas. Using any fall decorum during that season can make your home appear more welcoming to buyers. Clear fallen leaves from the yard so that late season buyers aren?t turned off my a messy garden.

An extremely dynamic process can exist when selling property, but this is only true when you understand all the correct moves in the correct markets. This is the only time you can make big money that you?ve wanted all your life. Lots of money can be made by you, and you can build an excellent career. This can all be achieved by beginning with the previous tips in selling real estate.

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Source: http://www.creditfriendlyfinance.com/learn-tips-selling-home-easy/

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Cash Out Refinancing - What is Mortgage Refinancing

Refinancing is to pay off your existing home mortgage loan with another one at a lower rate.

A cash out refinance is refinancing your existing mortgage and borrowing some of your equity in a lump sum to use for other purposes, such as home improvement, college tuition, family vacation, etc.

Other reasons people use a cash out refinance is to use the equity in their home to invest in real estate, or start their own business.

Cash out refinances are very good tools when used for the right reasons like when you are looking to refinance home loans. It is not wise to do cash out refinancing if you are going to receive a higher interest rate than what you already have on your current mortgage.

If you have a really good rate on your current mortgage, it would be wise to leave it alone.

However, if you are looking to tap into the equity you have acquired in your home without touching your current mortgage, you may want to consider a Home Equity Loan.

With a home equity loan you can borrow the equity you have acquired without touching your first mortgage. The home equity loan is also referred to as a second mortgage.

For instance, if you have acquired ,000.00 worth of equity in your home, you can borrow what you need of that equity, without your first mortgage being affected.

The cash out refinance and the home equity loan are very similar and serve almost the same purpose; your situation should determine the right choice for you.

As always, I want to leave you with this reminder. Do your homework, educate yourself, and shop around for the best deal. Even I would like to recommend you to use Mortgage Loan Calculator at home123.com for better planning.

Greg Kazmierczak is Vice President of Marketing at Home Refinance Loans. Throughout his 12 years in the lead generation industry, he has developed several online lead generation platforms for auto finance and home mortgage loans companies. He has written for various industry publications and has spoken at seminars on effective lead generation methods.

Source: http://whatismortgagerefinancing.com/cash-out-refinancing-2/

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Saturday, February 18, 2012

Everything About Jazz Music Educational instituations | Articles ...

There are several excellent jazz music schools in the united states as well as all over the world. Here is my list of some of the best colleges for young people who want to get the finest education that jazz music is offering.

Ithaca College, Ithaca, NY

At Ithaca College, you may get a Bachelor?s of Music in Jazz Studies. The Jazz Studies program are certain to get students to perform at many places-on campus as well as off. Some courses that students is going to take are: Jazz arranging, jazz improvisation and jazz history.

Ithaca teaches jazz music both in avenues, for instance, if you are a vocal jazz major or possibly a major in any instrument, your private lessons will likely be done in the traditional classical style. If your major is jazz guitar, you can discover electric guitar, but still know how to perform on classical guitar. Guest artists visit Ithaca and perform giving master classes for students, and they also coach them. Some artists that have performed there are: Jaime Laredo, Rhythm and Brass, the Bach Aria Group and Vladimir Feltsman.

Berklee College of Music, Boston, MA

Berklee College of Music is the place students from all around the world visit study jazz music. Students can be majoring in jazz composition here. This jazz music program develops student?s creative side, contrapuntal skills, formal and also developing melody, rhythm and harmony. The student will end up with a group of compositions that will be performed. in public for different ensembles to play. Students will attend jazz clinics, concerts, participate in projects and develop critical skills that will enable them to discuss various types of criteria in jazz music. Finishing this major will give students every one of the skills they need to pursue a career as a professional jazz writer. This can be one of the best schools to enroll in to obtain a top-notch music degree.

University of Rochester, Rochester, NY

The Eastman School of Music is a name that is heard very often among the music crowd in new york. Students going to this school will be majoring in Jazz Studies and Contemporary Media. Students choosing this major will acquire performance, teaching and also other music skills and academics. Completing this major will enable students being their own boss, in a way. They can be part of a symphony, and teach in college; or teach private students and direct being a church musician and free-lance their skills and present recitals. Some students become lawyers or music administrators as the training in music at Eastman School offers them the discipline to do and become anything.

Manhattan School Of Music, The big apple

Students attending this school is going to be skilled composers, arrangers as well as performers if they are ready to begin their jazz music career. Students are taught by faculty who will be experts. The will also be able to do with well known jazz artists.You will find undergraduate level courses, graduate and doctorate level to major in jazz music. Those who find themselves serious in obtaining a career in jazz music, should certainly consider any one of these schools to enroll.

Look into the site Jukebox to locate addiitional information with regards to music.

Source: http://articlesmesmerizing.com/arts-entertainment/everything-about-jazz-music-educational-instituations

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US sites hacked as objections grow to piracy deal

Opponents of a controversial global copyright treaty counted three victories Friday as American government websites were hacked and the Eastern European nations of Poland and Slovenia distanced themselves from the deal.

Sites belonging to the U.S. Federal Trade Commission and the National Consumer Protection Week were vandalized by Anonymous, a loose collection of cyber rebels who have helped lead the charge against the Anti-Counterfeiting Trade Agreement, or ACTA.

The hackers replaced the sites with profanity-laced statements and a violent German-language video satirizing the treaty.

At the same time, Polish Prime Minister Donald Tusk said Friday the country was abandoning plans to ratify the deal. He said he now sees his earlier support for ACTA as a mistake. "I was wrong," he said at a news conference.

His announcement came after Slovenia's government also said Friday that it is halting the ratification of ACTA.

"This agreement is obviously not a matter of understanding, but of major misunderstanding," Slovenian Education Minister Radovan Zerjav said.

The developments are bad news for industrialized countries such as the United States, which have pushed ACTA as a way of defending the entertainment industry and luxury goods manufacturers from pirates and counterfeiters. American officials spent years negotiating ACTA in an effort to harmonize intellectual property protection across different countries.

The goal is to help countries fight everything from fake pharmaceuticals to pirated music, but grass-roots activists ? many of them in Eastern Europe ? have been waging weeks of protests against what they see as moves intended to clamp down on free expression and Internet privacy.

So far around 20 countries have signed up to the deal, a key step before ratification. Four EU countries have now backed away from it ? Poland, Slovenia, Bulgaria and the Czech Republic ? and its approval at the European Union level appears increasingly uncertain.

Tusk also said Friday that he sent a letter to the European People's Party, a center-right group in the European Parliament to which his Civic Platform belongs, urging it not to back ACTA in its current form.

Back in the United States, the Trade Commission confirmed that the sites had been compromised, saying in an email that they had been taken down and wouldn't be brought back "until we're satisfied that any vulnerability has been addressed."

Anonymous boasted of stealing a large amount of personal data from Trade Commission employees ? including everything from banking statements to dating website information.

The Trade Commission said that while it was still investigating the hack, "the nature of the site limits information that could have been accessed."

Gera reported from Warsaw. Associated Press writer Ali Zerdin contributed to this report from Ljubljana, Slovenia.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46427642/ns/technology_and_science-security/

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Friday, February 17, 2012

Effecitive Client Communications | Posts and Ezines

The very best prospecting resource typically is your own database of past customers. Unfortunately, do your own communications with your own past customers teach them in order to keep in mind us or simply ignore us? Whether us fully understand it or simply definitely not, your own past customers usually are your own very best source of fresh customers. Finding a brand-new client typically is time intensive and in addition expensive. In the event you will likely find an option to heighten your own pipeline without having the time commitment and in addition expense of prospecting, would us be willing in order to apply it? Clearly, you?d.

In a case where you need to salvage even more when purchasing online try applying coupon codes for barnes and noble online .

Taking the time and in addition effort in order to keep throughout contact with past customers may grow your own company from add-on sales, substitution sales, and in addition referrals of qualified prospects.

Regularly salespeople complain that keeping throughout touch with past customers takes too much time, effort, and in addition money. Considering the return on investment, this actually typically is definitely not trueat minimum for nearly all of us. The particular key typically is acquiring an option to communicate that typically is time efficient, reasonably inexpensive, and in addition powerful.

Studies indicate that throughout purchase in order to keep your own identity at the top of your past clients mind, you ought to touch your own customer a minimal of 14 instances per yearmore if perhaps at just about all possible.

Just what is a touch? A touch typically is any direct communicationemail, telephone contact, snail mail, postcard, christmas card, in-person meeting, and others. In the event you usually are interacting straight with all the client, you may be touching them. Just what is the most effective option to touch your own past customers? Studies show that generally there typically is definitely not a a best way in order to touch the client, yet generally there typically is a best mixture of ways.

In purchase in order to most effectively keep throughout touch with past customers, you ought to enlist a a number of communication formats. Sending 14 emails, a season typically is greater than absolutely nothing, yet it is definitely not the greatest way. Neither would be sending 14 snail mail pieces. And / or creating 14 cellphone calls. The particular most effective client communication promotions make use of a few of these communication formats. For instance, setting an advertising calendar in order to send 4 postcards per 12 months, 6 emails, 2 snail mail letters, specific cellphone contact, and in addition specific christmas card in the course of the course of the 12 months. This particular schedule enables us touch your own customer regarding every single 3 1/2 weeks. So, precisely what do us send? Just what do us say 14 instances in the course of the course of the 12 months? Which is the complex aspect of past client advertising. Whenever you communicate with a past client, the fact that us have some thing throughout front of a past customer typically is definitely not a suitable thing, throughout and in addition of itself. Whether your own communication promotion typically is powerful may depend on precisely what you may be interacting. In the event you send junk, simply to send some thing, your own customer may rapidly learn in order to ignore your own communications. On the some other hand, if perhaps your own communications offer some thing of value, youll train your own client in order to take notice in order to us.

That would us very have: a customer that ignores us, or simply specific that pays attention in order to us?I assume you?d very come with a customer that pays attention in order to us. With train your own customers in order to take notice, and in addition, so, in order to keep us at the top of their mind, you need to figure out how in order to send them communications that provide them value. Are you able to offer a special for them or simply a person they refer in order to us? Are you able to provide them an yearly or simply semi-annual update on their purchase? Are you able to send or simply e-mail them articles of interest that relate in order to their purchase?Just what us send does not come with to be big or simply costlyit simply should be of interest in order to the client. Do not simply send some thing in order to send it. Think about precisely what you may be sending and in addition precisely what it willor may notcommunicate regarding us and in addition your own company. In the event you want your own customers to consider us and in addition definitely not ignore us, consequently take the time plus the effort in order to make sure you may be sending some thing of value. In the event you usually are definitely not pretty sure it has value, it possibly does not.

Source: http://p-and-e.com/effecitive-client-communications/

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Home Based Business ? Implementation of a Direct Marketing ? |

Implementation Strategy of A Residence Based Business Direct Marketing Method -=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-. While a squeeze post itself will not immediately trade your product or ?

Read More:
Home Based Business ? Implementation of a Direct Marketing ?

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Tagged as: adobe, advertising, audio, based-business, entrepreneur, fast-cash-club, income, management, social-bookmarking, Strategy

Source: http://www.presort.com/2012/02/15/home-based-business-implementation-of-a-direct-marketing/

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Thursday, February 16, 2012

Google Maps updated, improves battery life for Latitude and Location History

Android Central

Google Maps got an update today that improves the battery life if you use Latitude and location history users. In addition to these battery improvements some bug fixes have been implimented in this release as well, hopefully making an overall smoother experience for everyone.

The update is available in the Android market now and be sure to hit the break for download links.

read more



Source: http://feedproxy.google.com/~r/androidcentral/~3/ALznGjH0RKY/story01.htm

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Wednesday, February 15, 2012

So You Have a Facebook Page for Your Business. Now What?

Do you have a Facebook business page but don't know what to do now? Are you spending too much time or not enough? Would you like to go from 25 likes to 225 likes? Discover proven best practices for time management, creating engaging posts, how to effectively advertise, and interacting with customers that will give you the leg up on your competition.

Source: http://networkkansas.com/entrepreneurs/statewide-classes-and-events/event-redirect/2012/03/28/so-you-have-a-facebook-page-for-your-business-now-what-

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Just Show Me: 3 free apps for your iPhone to plan a romantic evening (Yahoo! News)

Welcome to?Just Show Me on?Tecca TV, where we show you tips and tricks for getting the most out of the?gadgets in your life. In today's episode we'll show three great free apps?for the?iPhone that will help you plan the perfect romantic evening.

To get started, download these apps and watch our video.

Take a look at these other episodes of Just Show Me that'll help you become an iPhone master:

For even more episodes of Just Show Me,?check out all our Just Show Me episodes. If you have any topics you'd like to see us cover, just drop us a line in the comments.

This article originally appeared on Tecca

More from Tecca:

Source: http://us.rd.yahoo.com/dailynews/rss/applecomputer/*http%3A//news.yahoo.com/s/yblog_technews/20120214/tc_yblog_technews/just-show-me-3-free-apps-for-your-iphone-to-plan-a-romantic-evening

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Tuesday, February 14, 2012

Video: CNBC Sound Off

CNBC guests offer their views on the markets and economy.

Related Links:

Business & financial news headlines from msnbc.com

Top of page

Source: http://video.msnbc.msn.com/cnbc/46387683/

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Grammys draw bumper 39 million TV viewers (Reuters)

LOS ANGELES (Reuters) ? The TV audience for the Grammy Awards show soared to 39 million viewers on Sunday, fueled by the sudden death of Whitney Houston and the success of British singer Adele.

The more than three hour telecast drew its second largest ever TV audience, and the biggest since 1984, according to early ratings data on Monday from the Nielsen company.

The annual awards show, the biggest night in the music industry, was overshadowed by the sudden death of Houston, 48, on Saturday in a Beverly Hills hotel. She was found in a bathtub, coroners officials said, but the exact cause of her death is still under investigation.

On Sunday, Grammy-winning singer and actress Jennifer Hudson paid tribute to Houston with a heartfelt rendition of her hit song "I Will Always Love You", and the telecast began with a prayer.

Viewers also tuned in to broadcaster CBS to see the first live performance by Adele, 23, after throat surgery in November. The "Rolling In the Deep" singer, whose album "21" was the world's biggest seller in 2011, walked off with all six of the Grammys she had been nominated for.

(Reporting By Jill Serjeant, Editing by Christine Kearney)

Source: http://us.rd.yahoo.com/dailynews/rss/music/*http%3A//news.yahoo.com/s/nm/20120213/music_nm/us_grammys_tv

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Monday, February 13, 2012

White House attacks contraception bills (AP)

WASHINGTON ? The White House said Monday legislation in the Senate that would give employers broad leeway to restrict coverage for contraception is "dangerous and wrong."

Press secretary Jay Carney took aim at legislation by Sen. Marco Rubio, R-Fla. ? a possible GOP vice presidential candidate ? and Sen. Joe Manchin, D-W.Va., that would allow any employer to deny birth control coverage if it runs counter to their religious or moral beliefs.

Another bill, by Sen. Roy Blunt, R-Mo., would go even further by allowing health plans to deny coverage for any service that violates their beliefs.

Both approaches are far more expansive than allowing conscientious protections just for churches and church-affiliated employers. President Barack Obama stirred up the issue recently by trying to get religious-affiliated employers like Catholic hospitals to provide free birth control coverage to their employees. The president bowed to intense opposition last week and declared that such coverage would be provided by insurance companies instead.

Carney said both the Rubio and Blunt bills take "absolutely the wrong approach." He said it's vital for women no matter where they work to have access to free preventive care, including birth control.

Alex Conant, spokesman for Rubio, responded that, "The Obama administration is willing to violate religious liberties with its federal takeover of health care. It's clear that legislation is needed to protect these important constitutional freedoms from federal overreach."

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//news.yahoo.com/s/ap/20120213/ap_on_go_co/us_birth_control_politics

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Science of Speed Dating Helps Singles Find Love

Image: Nino Mascardi/Getty Images

As a psychologist, I have always found the concept of speed dating fascinating. During a series of mini dates, each spanning no more than a couple of minutes, participants in a speed-dating event evaluate a succession of eligible singles. They make split-second decisions on matters of the heart, creating a pool of information on one of the more ineffable yet vital questions of our time?how we select our mates.

The concept of rapid-fire dating has gained tremendous popularity, spreading to cities all over the world. One speed-dating company in New York City, for example, holds a gathering almost every day. Last year online coupon company Groupon hosted the world?s largest speed-dating event, with 414 attendees crammed into a restaurant in Chicago. Start-up companies now meet with investors, pregnant couples interact with doulas, and homeless dogs court potential owners, all using the speed-dating format.

Some years ago I caved to my curiosity and tried it out myself. As it turns out, I like to talk?a lot. When the little buzzer went off after three minutes, I often found myself still trying to explain to my bedazzled dating partner why my last name has four syllables (it is Dutch). As you might imagine, I did not find the love of my life.

I made some beginner?s mistakes; however, I am not alone in having struggled with speed dating. Even if meet-and-greet matching events might seem like the most efficient way to comb through many options at once, a wealth of data reveals that the context in which we make a choice weighs heavily on the outcome. Speed-dating events can promote a particular decision-making style that might not always work in our favor. Yet we need not be passive victims of our circumstances. Knowing how your environment influences your mind-set, a quality known as ecological rationality, can help you make the choices that are best for you.

Decisions, Decisions
Traditional dating can seem haphazard, contingent on seemingly minor details such as whether you signed up for the right yoga class or patronized the same bar as your future love interest. Online dating, too, has its drawbacks, requiring hours to sift through profiles and craft careful introductory e-mails before arranging to meet in person. Speed dating, by comparison, offers the opportunity to chat up many eligible singles in rapid succession.

In a typical speed-dating event, participants pair off at individual tables and chairs for a few minutes of conversation. When the buzzer sounds, half of the singles move to another chair and a different partner, in a kind of round robin. After the event is over, the daters submit to the event?s organizers the names of the individuals they would like to see again. It sounds simple, but each variable in the design of the event can affect the daters? outcomes.

In spite of maxims about so many fish in the sea, for example, recent research tells us that the heart prefers a smaller pond. In a study in 2011 in the journal Biology Letters, University of Edinburgh psychologist Alison P. Lenton and University of Essex economist Marco Francesconi analyzed more than 3,700 dating decisions across 84 speed-dating events. The authors found that when the available prospects varied more in attributes such as age, height, occupation and educational background, people made fewer dating proposals. This effect was particularly strong when individuals were faced with a large number of partners. Additionally, in speed-dating events where the characteristics of the daters varied much more, most participants did not follow up with any of their matches.

Results observed in the world of online dating support this finding. A study in 2008 by Lenton and Barbara Fasolo of the London School of Economics and Political Science indicates that participants often misjudge how the number of options available to them will affect their feelings. Participants presented with a broad array of potential partners more closely aligned with their anticipated ideal did not experience greater emotional satisfaction than when presented with fewer options.


Source: http://rss.sciam.com/click.phdo?i=ef356195a9124d0f2d0dee1020e3a7af

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motherhood and trucking

by Jamie
(Loveland, Colorado, USA)

Me and my husband are both going into trucking together, and that after trucking for 2-3 years having a baby, how can a husband and wife have a baby and be team truckers?

Is there any way to raise a baby on the road? Maybe who ever is resting can care for the baby and "home school" the child when they get older?

Are there trucks that have more than 1 bed or sleeper area that when the child gets older can have there own "room"?

Or my husband can do the 5 week drive and when he gets home then after his 5 days home i could drive for 5 weeks and back and forth?

please yahoo message me or email me at Jamie033184@yahoo.com

THANK YOU

Lifeasatrucker response:

Yes, there have been couples who home schooled their children in the truck while on the road.

Only couple who are very intentional about providing the child with the best learning experience should attempt this though.
Here is proof of what is possible.


Since you are planning ahead though you really can have other options, like lower your expenses to minimum now. Run hard for those 3 years while saving. Then maybe take a year or so off.

Maybe even after 3 years of teaming and saving a local or regional job could be suitable for expenses and taking care of the family.

Here is a website that talks about the advantages and disadvantages of homeschooling and also some ideas to help make homeschooling a positive experience.

As far as the alternating week thing you can definitely drive like that if a company would work with you to do something like that. There again, since you are thinking ahead now, you could find one prior to the need.

You can get truck sleepers just about as fancy as you want to get them. I don't know for show about separate room but these people do. Watch the video

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Source: http://www.lifeasatrucker.com/motherhood-and-trucking.html

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Saturday, February 11, 2012

A Surprising New Trend In The Real Estate Market..

[unable to retrieve full-text content]The question is? What type of real estate do you think you'll have acquired? Would you've purchased single family homes, multi family homes, two bedroom condominiums, raw land, coastal property, luxury homes, or?

Source: http://articlefolders.com/travel/a-surprising-new-trend-in-the-real-estate-market/

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Friday, February 10, 2012

Watch the bigger BigDog walk around without a leash, can now chase you over hills (Yahoo! News)

Two words come to mind when the AlphaDog is involved: apex predator. Sure, it's a?robot and not really a predator, but it looks so terrifying it will cause just about anyone to shake in their boots. We?first heard of AlphaDog late last year when?DARPA originally unveiled the terrifying four-legged robot. Its already humongous predecessor,?BigDog, looks positively tame next to this colossal machine.

In the video above, you can see AlphaDog during its very first outdoor assessment, running up and down slopes?but that's not because DARPA's testing it so it can chase hapless people over hills. AlphaDog is designed to carry heavy loads, and it needs to be able to traverse all types of terrain.

The machine will undergo more testing with the?Marines in the next 18 months to ensure it can carry up to 400 lbs. throughout a 24-hour, 20-mile journey without refueling. To put its capacity in perspective, a horse can carry around 240 lbs. of load. DARPA engineers are currently working to create a much quieter motor for AlphaDog so it doesn't give its position away during a mission.

[via?CNET]

This article was written by Mariella Moon and originally appeared on Tecca

More from Tecca:

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/yblog_technews/20120209/tc_yblog_technews/watch-the-bigger-bigdog-walk-around-without-a-leash-can-now-chase-you-over-hills

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Summary Box: Vodafone Q3 revenue flat (AP)

HOLD STEADY: Vodafone Group PLC, the world's largest mobile communications company, says revenue held steady in the final three months of 2011 as double-digit gains in India and Turkey were offset by slumps in Italy and Spain.

SLIGHT RISE: Revenue from voice, messaging, data and fixed line services in what is the company's third quarter rose 0.9 percent on a constant currency basis to 10.6 billion pounds ($16.8 billion). Revenue spiked 7.6 percent in THE Africa, Middle East and Pacific region.

EUROPEAN WOES: A 1.7 percent drop in Europe was led by an 8.8 percent retreat in Spain and a 4.9 percent fall in Italy.

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20120209/ap_on_bi_ge/eu_britain_vodafone_summary_box

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Thursday, February 9, 2012

Judge tosses case seeking rights for orcas

(AP) ? An effort to free whales from SeaWorld by claiming they were enslaved made a splash in the news but flopped in court Wednesday.

A federal judge in San Diego dismissed an unprecedented lawsuit seeking to grant constitutional protection against slavery to a group of orcas that perform at SeaWorld parks, saying the 13th amendment applies only to humans.

U.S. District Judge Jeffrey Miller stopped the case from proceeding two days after he became the first judge in U.S. history to listen to arguments in court over the possibility of granting constitutional rights for members of an animal species.

"As 'slavery' and 'involuntary servitude' are uniquely human activities, as those terms have been historically and contemporaneously applied, there is simply no basis to construe the Thirteenth Amendment as applying to non-humans," Miller wrote in his ruling.

People for the Ethical Treatment of Animals filed the lawsuit in October and named five whales as plaintiffs. PETA says the wild-captured orcas are enslaved by SeaWorld because they are held in concrete tanks against their will and forced to perform in shows at its parks in San Diego and Orlando, Fla.

SeaWorld called the lawsuit baseless and a waste of the court's time and money.

"We cannot hope that this is PETA's last publicity stunt but we can now refocus our energy in more positive and constructive ways: delivering high quality education experiences to our guests and providing the highest possible standard of care to our animals," spokesman Dave Koontz wrote in a statement.

Legal experts say it opened an interesting debate about the expansion of animal rights.

PETA attorney Jeffrey Kerr says his organization does not plan to give up the fight to protect the orcas, but he did not specify the next action.

PETA is known for its provocative anti-fur and pro-vegan campaigns to engage the court of public opinion.

"Today's decision does not change the fact that the orcas who once lived naturally wild and free, are today kept as slaves by SeaWorld," Kerr said in a statement. "PETA will regroup and determine how to continue to work for the legal protection they deserve."

SeaWorld denies any mistreatment of the animals and says its parks have raised awareness that has helped conservation efforts. It also says it has rescued orcas injured in the wild.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2012-02-08-Killer%20Whale-Slavery/id-e7ba4aebb1c64d2b8bb7c20a5ba36dc5

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Dutch Bros. Continues to Give Back - AZ Venture Capital

?Celebrate Dutch Luv Day on February 14; Bring in Three Cans for a Free Coffee

? Feb. 3, 2012 ? Dutch Bros. Arizona, Arizona?s premier coffee drive thru, wants you to be its Valentine! To show its love for the community, Dutch Bros. will be hosting ?Dutch Luv Day? on Feb. 14. This annual event urges customers to donate canned food, which will ultimately be given to a local food bank. To encourage donation, Dutch Bros. is offering a free 16-ounce specialty coffee, smoothie or Dutch Freeze to every customer that brings in three non-perishable food items.

This event also happens to coincide with Dutch Bros.? 20th anniversary! To celebrate its success, Dutch Bros. is going retro by offering its authentic ?92 Dutch Mocha and serving it in the original cup used by Dutch Bros. in the ?90s. Also, throughout the month of February, Dutch Bros. will surprise its loyal customers with random giveaways on Facebook and Twitter to say thanks.

Dutch Bros. is no stranger to giving back to the customers who have helped the company stay in business for so long. In December, to encourage fans to give the gift of coffee for the winter holiday season, each person who purchased a gift card was entered in a raffle to win 60 free drinks. In the same month, Dutch Bros. raised a total of $1,859 when it hosted its annual ?Buck for Kids? day, where proceeds from each sale went to support the local Tempe Boys & Girls Club. Dutch Bros. also donates to breast cancer research in October and muscular dystrophy in April, in addition to donating food for Dutch Luv Day.

The Dutch Bros. idea was born in 1992 when two brothers began selling coffee out of a push cart in downtown Grants Pass, Ore. Locals loved the coffee so much that it wasn?t long before the brothers were able to set up several permanent stands around the city. As Dutch Bros.? business continued to grow, they were able to expand to five surrounding states, finally making it into Arizona in 2007. Since its venture into the desert, Dutch Bros. Arizona has opened up eight different locations and plans to continue expanding. The company, as a whole, also has seen huge growth in recent years. In 2011, Dutch Bros. served up more than 28 million cups of coffee and donated in excess of $1 million to nonprofit organizations.

Dutch Bros. Arizona invites all of its fans to show their love by participating in Dutch Luv Day, donating to a great cause, and celebrating two decades of smiling baristas, and most of all, great coffee. No RSVP necessary!

About Dutch Bros. Arizona

Serving Arizona since 2007, Dutch Bros. Arizona is the independently owned and operated, statewide Arizona franchisee of Dutch Bros. Coffee Drive Thru. Committed to quality of product and friendly, enthusiastic service, Dutch Bros. Arizona is also committed to the communities that it serves and regularly participates in and organizes charity and fundraising activities. Dutch Bros. Arizona?s expansion goals include no less than 20 locations throughout the Phoenix metropolitan area, all while focusing on maintaining and enhancing the overall experience of its customers. Learn more about Dutch Bros. Coffee Drive Thru on Facebook at www.facebook.com/DutchBrosArizona and on Twitter @DutchBrosAZ.

Media Contact:

Natalie Abel, 480-751-1007 x125

natalie@zionandzion.com

www.twitter.com/Likeabel

?

www.zionandzion.com

www.twitter.com/ZIONandZION

www.facebook.com/ZIONandZIONAgency

?

?

Chelsea Steinkamp

Public Relations & Social Media

480.751.1007 x117

chelsea@zionandzion.com

www.zionandzion.com

Source: http://azventurecapital.com/arizona-hospitality-companies/dutch-bros-continues-give/

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